Capital to move your
business forward.

Halford Capital is a business lending marketplace. You fill out one simple application, and we match your business with the best-fit lender from our network of national banks and private credit providers. You get multiple options without the hassle of applying separately to each one.

No. Our initial application uses a soft credit inquiry, which does not impact your credit score. A hard inquiry only occurs if you choose to move forward with a specific lender's offer, and we'll always let you know before that happens.

It depends on the product. Our Fast Capital program can fund in as little as 24 to 48 hours. Lines of credit typically fund within a week. SBA loans and commercial real estate transactions take longer, usually 4 to 6 weeks, due to the government-backed underwriting process. We'll give you a clear timeline upfront.

Our initial application takes about 3 minutes and asks for basic business information: revenue, time in business, and funding needs. Depending on the product you qualify for, we may request additional documentation like bank statements or tax returns as you move forward.

We work with businesses across most industries, from restaurants and retail to construction, healthcare, and professional services. Whether you're a startup with at least 6 months of revenue or an established company, we have financing options designed for your stage of growth.

Funding ranges from $1,000 to $25 million depending on the product. Lines of credit can go up to $10M, including asset-based credit lines for qualified businesses. Term loans go up to $300K, SBA loans up to $5M+, and commercial real estate financing up to $10M. We'll match you with the right product based on your needs and qualifications.

None at all. Applying is free, and you're under no obligation to accept any offer. We present your options and let you decide what's right for your business.

Banks offer one set of products with one set of criteria. If you don't fit, you're out. Halford Capital connects you to a network of lenders, so instead of one shot, you get access to multiple options tailored to your business profile. We do the matching so you don't have to shop around.

Yes. Halford Capital is a registered U.S. business lending marketplace that connects small businesses with national banks and private credit providers. Every lender in our network is vetted, and we never charge upfront fees. Your application is protected by AES-256 encryption, the same standard used by major financial institutions.

Absolutely. We use AES-256 bank-level encryption to protect your data, the same standard used by major financial institutions. Your information is never sold to third parties.